What is part exchange?
Part exchange lets you use the value of your current car to lower the cost of your next one.
With a few details, we’ll value your car instantly. Then, put the money towards the finance or cash price of your next car. Sorted.

Part-exchange a car with finance left to pay
- We settle your PCP or HP plan
- Easy online process
- Put cash towards your cinch car
Trading in a car on finance
It’s easy to part-exchange a car on finance with our quick online process
How it works
Step 1
You request a settlement letter from your lender
Step 2
We give you a part-ex quote and take your car away
Step 3
We check everything with your lender and clear the finance
Things you’ll need
- •
A settlement letter that’s valid for 18 days after you order
- •
To know the exact amount you owe, including pence
- •
To upload a photo or scanned copy of your letter
- •
Exclusions apply.